The security precautions we have implemented to protect information we collect;
The types of personal information we collect and how we use it;
How we disclose the information we collect;
How to correct and/or change the information we collect;
Use of de-identified and aggregated data;
Use of “cookies”;
Links to third party websites; and
2. Security Precautions
3. Personal Information Collected
We collect a very limited amount of personally identifiable information about you via your use of the Applications. At this time, we only collect your email address, your response to a security question, and account information and login credentials for use with the account aggregation function. However, your financial advisor may collect information from you concerning you, your family, and your finances. The data collected may include, but is not limited to, your name, address, phone number, and information required to calculate a net worth statement. This data may be entered by the advisor into and stored in the Applications and used by your advisor to generate financial, retirement, and estate plans.
4. Use and Disclosure of Your Personal Information
We use collected information for many purposes, including, but not limited to, providing you the Applications, administering and improving the Applications, verification processing, diagnosing problems with our systems, developing new ideas and services, and communicating with you. We do not disclose or share the information that we collect from you or that is otherwise entered into the Applications concerning you except: (1) we make all information stored in the Applications concerning you accessible to your financial advisor and the financial institution with which he or she is affiliated and/or your advisor’s alliance partners (as more particularly described in the Terms of Service); (2) to our vendors (such as hosting providers and the vendor of the account aggregation service) as necessary to provide our service to you or your advisor; and (3) as necessary to comply with legally required disclosures such as disclosures made in response to a subpoena. When we disclose your data to our vendors, it is done under an obligation of confidentiality, and we only disclose as much of the information as is necessary to provide our services to you. You should refer to the privacy policies of your advisor and their affiliated institutions concerning their use and disclosure of your information.
5. Changing Your Information
With respect to account aggregation information, just log into the Applications and make whatever changes and deletions you desire to the accounts you have established. All other information can only be changed or removed through your advisor. Please contact your advisor if you want to change or remove information concerning you that is stored in the Applications.
6. De-Identified and Aggregated Data
We may, from time to time, collect de-identified data from our users to prepare analyses, reports, and other materials regarding (i) how users use the Applications, (ii) the types and volume of assets managed within the Applications, and (iii) other matters which may be useful to the financial advisor community. This data may be aggregated with other users’ data for such purposes. At no time will any of this data contain personally identifiable information or be used in any way to directly market goods or services to you.
A cookie is a piece of data stored on a user's hard drive containing information about the user. The Applications use session cookies containing encrypted or encoded information. Session cookies allow us to process your online requests. Session cookies also help us to validate who you are after you have logged into the Applications. Session cookies exist during an online session. Session cookies become invalid when you completely close your browser software for the session in which they were created if the browser is configured to do so.
8. Do Not Track
Because there is not yet a consensus on how companies should respond to web browser-based do-not-track (DNT) mechanisms, we do not respond to any browser-based DNT signals.
9. Other Websites
The Applications may contain links to third party websites and include embedded videos that are hosted by such third parties. We are not responsible for the privacy practices or the content of these other websites. These third parties may use web measurement and customization technologies (such as cookies) in conjunction with the provision of this content or functionality. If you use a link to another website or view an embedded video, you should consult the privacy notice for the site you visit. We have no control over the information that is submitted to, or collected by, other websites and we are not responsible for the content of any linked site or any link contained in a linked site, or any changes or updates to such sites, or any embedded video. This privacy statement applies solely to information collected by us or otherwise stored in the Applications.
We process and store information on behalf of our customers. If you would like to opt out of getting communications from eMoney please contact us at firstname.lastname@example.org or follow the unsubscribe instructions included in each marketing email. Requests to opt-out of transfers to our third-party vendors will also be considered, but limitations on data sharing may make it difficult or impossible to provide the Site in this manner.
Under California Civil Code sections 1798.83 and 1798.84, California residents are entitled to ask us for a notice describing what categories of personally identifiable information we share with third parties or affiliates for their own direct marketing purposes during the previous calendar year. eMoney does not share personally identifiable information with unrelated third parties for their own direct marketing purposes. If you would like a copy of this notice, please refer to the "Contact Us" section at the end of this Policy for appropriate contact information. In your request, please specify that you want a "California Privacy Rights Notice".
12. Business Transactions
13. Contact Us
Information housed on this site is for informational use only and is accurate only to the extent the user has added complete information regarding financial accounts and additional information. Reports, charts and analyses generated within the Life360 tool are not intended to provide financial, legal, investment or tax advice and are subject to the disclaimer at the link above. Prior to making any financial decision, you should assess, or seek advice from a professional regarding, whether any particular transaction is relevant or appropriate to your individual circumstances.
The contents provided on this site are for informational purposes only. Actual returns and principal values will vary.
Fifth Third does not provide tax or legal advice. Investing involves risk, including the possible loss of principal invested. Diversification and asset allocation do not guarantee better performance and cannot eliminate the risk of investment loss.
Fifth Third Bank, National Association, and its various subsidiaries, offers banking, investment and insurance products and services. Fifth Third Securities is the trade name used by Fifth Third Securities, Inc., member FINRA/SIPC, a wholly-owned subsidiary Fifth Third Bank, N.A., registered broker-dealer and registered investment advisor with the U.S. Securities and Exchange Commission (SEC). The Retirement Corporation of America, Inc. is also a wholly-owned subsidiary Fifth Third Bank, N.A. and registered investment advisor with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training.
Securities, Investments, Investment Advisory Services and Insurance: - Are Not FDIC Insured - Offer No Bank Guarantee - May Lose Value - Are Not Insured By Any Federal Government Agency - Are Not A Deposit