The information presented herein has been provided for the private and confidential use for a potential or existing client. This presentation is not an advertisement and is not intended for public use or distribution.
Reports, charts and analyses included in this presentation are not intended to provide financial, legal, investment or tax advice. They are intended as a diagnostic tool to be used to review your current financial situation and suggest potential planning ideas and concepts that may be of benefit. The purpose of any report/presentation is to illustrate how accepted financial and estate planning principles may improve your current situation. The information is based upon data obtained as of the date of this presentation but may reflect information that is older than the current date if the third party(ies) has not provided current information. The information is subject to change at any time, based on market and other conditions. Although taken from reliable sources, we cannot guarantee the accuracy of information received from third parties. There is no guarantee that these objectives will be achieved.
The term "plan" or "planning," when used within this report/presentation, does not imply that a recommendation has been made to implement one or more financial plans or make a particular investment. Nor does the plan or report provide legal, accounting, financial, tax or other advice. You should consult your tax and/or legal advisors before implementing any transactions and/or strategies concerning your finances.
This report/presentation is based upon information and assumptions provided by you (the client). This report provides broad and general guidelines on the advantages of certain financial planning concepts and does not constitute a recommendation of any particular technique. Changes in your present circumstances, in tax laws, in the investment environment and similar unforeseeable events could modify the recommendations contained herein. We therefore recommend a periodic review of your plan for necessary adjustments as a result of changes in tax laws, investment markets, or your family and personal financial position to ensure that you are progressing towards the attainment of your financial goals. Recommendations and their results may vary with each client. All reports should be reviewed in conjunction with your fact summary, assumptions and growth rate assumptions and this Disclaimer page.
The projections in this report are not representative of any investment class or specific security. Actual returns and principal values will vary. Furthermore, events and circumstances will deviate from the assumptions utilized in this plan causing differences between expected and actual results. The variation between expected and actual results may be material. Illustrations indicate one possible outcome for the implementation of this plan and are not a guarantee of the results you will achieve. Rather, the report and the illustrations therein provide a summary of certain potential financial strategies. The reports provide projections based on various assumptions and are therefore hypothetical in nature and not guarantees of investment returns. Historical data is used to produce future assumptions used in the financial plan, such as rates of return. Past performance is not a guarantee or predictor of future performance.
Additionally, this report/presentation reflects only those accounts and assets that you have entered into this tool and may not reflect all holdings or transactions, their costs, or proceeds received by you. It may contain information on assets that are not held at the financial institution or broker/dealer with whom your financial representative is associated or registered. As such, those assets will not be included on the financial institution or broker/dealer’s books and records. Prices that may be indicated in this report are obtained from sources we consider reliable but are not guaranteed. It is important to realize that actual results may differ from the projections contained in this report. The presentation of investment returns set forth in this report may not reflect the deduction of any commissions or fees. Projected valuations and/or rates of return may not take into account surrender charges on products you might own. Any fees or product charges when entered by the advisor/representative will be reflected. Deduction of such charges will result in a lower rate of return.
Index performance used throughout this presentation is intended to illustrate historical market trends and is provided solely as representative of the general market performance for the same period of time. Indices are unmanaged, may not include the reinvestment of income or short positions, and do not incur investment management fees. An investor is unable to invest in an index.
It is important to compare the information on this report with the statements you receive from the custodian(s) for your account(s). Please note that there may be minor variations due to calculation methodologies. If you have any questions, please contact your financial representative. Also, your account(s) may not be covered by FDIC or SIPC. FDIC and SIPC coverage applies only to certain assets and may be subject to limitations. Questions about coverage that may apply should be directed to the asset provider or sponsor.
The information contained in this report is not written or intended as financial, tax or legal advice. The information provided herein may not be relied on for purposes of avoiding any federal tax penalties. Prior to making any financial decision, you should assess, or seek advice from a professional regarding whether any particular transaction is relevant or appropriate to your individual circumstances. Fifth Third does not provide tax or legal advice.
I/We have received and read this Disclaimer page and understand its contents and, therefore, the limitations of the report. Furthermore, I understand that none of the calculations and presentations of investment returns are guaranteed.
Fifth Third Bank, National Association, and its various subsidiaries, offers banking, investment and insurance products and services. Fifth Third Securities is the trade name used by Fifth Third Securities, Inc., member FINRA/SIPC, a wholly-owned subsidiary Fifth Third Bank, N.A., registered broker-dealer and registered investment advisor with the U.S. Securities and Exchange Commission (SEC). The Retirement Corporation of America, Inc. is also a wholly-owned subsidiary Fifth Third Bank, N.A. and registered investment advisor with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training.
Securities, Investments, Investment Advisory Services and Insurance: - Are Not FDIC Insured - Offer No Bank Guarantee - May Lose Value - Are Not Insured By Any Federal Government Agency - Are Not A Deposit