We employ various measures to secure your personally identifiable information and financial information. When you or your advisor send
information to us via this system, communication is encrypted (for further details on such encryption, see the Security
Information Document). E-mails sent to us are not secure and we make no representation that any data contained in an e-mail sent
to us will be secure. Thus, if your communication contains sensitive or confidential information or financial information, you
should send it to us via regular mail. Except as otherwise set forth in this Privacy Statement, we restrict access to customer
data to those employees who need to know that information to provide products or services to you.
Personal Information Collected
Your advisor collects extensive information from you concerning you, your family and your finances. The data collected includes, but
is not limited to, name, address, phone number and information required to calculate a net worth statement. This data is
normally entered by the advisor into and stored in the databases for this system and used by your advisor to generate
financial, retirement and estate plans. In addition, this service collects your email address, a response to a security
question as well as necessary account information and login credentials for use with the account aggregation function.
Disclosure of Your Personal Information
LPL Financial LLC (LPL) and its family of affiliated companies are committed to maintaining the trust and
confidence of our customers. We want you to understand how we protect your privacy when we collect and use information about you, and
the measures we take to safeguard that information. Keeping customer information secure and private is a priority for us.
for the trust you have placed in us. We look forward to working very hard to continue to earn your trust.
What types of non-public personal information do we collect about you?
In the course of providing service to you, we collect non-public personal information about you from the following sources:
Information from you on account applications and other standard forms (for example; name, address, social security number, assets, types and amounts of investments, transactions, and income);
Information about your LPL transactions, our affiliates or others including those companies that work closely with us to provide you with diverse financial products and services (for example; your account balance, payment history, parties to transactions, types and amounts of investments, transactions, and credit card usage);
Information we receive from consumer reporting agencies (for example; your credit worthiness and credit history);
Information obtained when verifying the information you provide on applications or other forms (this may be obtained from your current or past employers, or from other institutions where you conduct financial transactions).
How do we protect the confidentiality and security of your non-public personal information?
Keeping your information secure is one of our most important responsibilities. We restrict access to non-public personal information
about you to those employees and agents who need to know that information in order to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.
Do we disclose to any non-affiliated third parties your non-public personal information?
We do not sell, share or disclose your nonpublic personal information to non-affiliated third party marketing companies.
We may disclose all of the information we collect, as described above in the "What types of non-public personal information do we collect
about you?" section to companies that perform marketing or other services on our behalf, or to other financial institutions with whom
we have joint marketing agreements. All of these companies are contractually obligated to keep the information that we provide to them
confidential and use the information only for the services required and as allowed by applicable law or regulation, and are not
permitted to share or use the information for any other purpose.
We may disclose non-public personal information about you in connection with the transfer of your account to another financial
institution at your request or the request of your representative.
We may also disclose non-public personal information about you under circumstances as permitted or required by law. These
disclosures typically include information to process transactions on your behalf, to conduct our operations, to follow your
instructions as you authorize, or to protect the security of our financial records.
Do we disclose within our family of affiliated companies your non-public personal information?
In the course of providing services to you, we are permitted by law to share within our family of affiliated companies information about
our transactions or experiences with you (such as account balance or payment history).
What is our policy relating to former customers?
If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.
We reserve the right to change this policy at any time and you will be notified if any changes occur.
Multiple Products or Services
If we provide you with more than one financial product or service, you may receive more than one privacy notice from us. We apologize
for any inconvenience this may cause you.
Department, LPL Financial LLC, One Beacon Street, 22nd Floor, Boston, MA 02108-3106.
(collectively LPL Financial). Our affiliates include the following entities: LPL Independent Advisor Services Group, LLC,
Independent Advisors Group Corporation, LPL Insurance Associates, Inc., PTC Holdings, Inc., The Private Trust Company, N.A.,
UVEST Financial Services Group, Inc.
Changing Your Information
With respect to account aggregation information, just log into the system and make whatever changes and deletions you desire to the
accounts you have established. All other information can only be changed or removed through your advisor. Please contact your
advisor if you want to change or remove information concerning you that is stored in the databases for this system.
A cookie is a piece of data stored on a user's hard drive containing information about the user. This system uses session cookies
containing encrypted or encoded information. Session cookies allow us to process your online requests. Session cookies also help us to
validate who you are after you have logged into this system. Session cookies exist during an online session. Session cookies become
invalid when you completely close your browser software for the session in which they were created.
Other Web Sites
This system may contain links to other web sites. We are not responsible for the privacy practices or the content of these other web
sites. If you use a link to another web site, you should consult the privacy notice for the site you visit. We have no control over
the information that is submitted to, or collected by, other web sites and we are not responsible for the content of any linked site
or any link contained in a linked site, or any changes or updates to such sites. This privacy statement applies solely to information
collected by us or otherwise stored in the databases for this system.
Data Concerning Your Use of This System
We collect information concerning your use of our web sites including, but not limited to, the dates you logged into the web
site, the areas of the web site you visited, the links to other web sites that you click and the period of time you were logged into our
web site. We use this data to, among other things, understand user's activities on its site, track data necessary for payment in relation to
sponsored links and determine ways to enhance its web sites. We may share this information with third parties; provided that we will not
disclose this information in a way that would disclose your identity or other personally identifiable information except in accordance with
the section labeled Disclosure of Your Personal Information.
Revisions to This Privacy Statement
We may modify, amend, add or delete the terms of this Privacy Statement at any time. If we modify this Privacy Statement, we will
notify you by postal mail and / or an email that provides a link to the modified Privacy Statement.
Effective Date; Modification
This Privacy Statement is effective as of March 23, 2012.
Securities and Advisory Services offered through LPL Financial - A Registered Investment Advisor,
Please refer to the Disclaimer page for limitations and conditions regarding this application.
Investment Advice and Financial Planning Services offered through CollaborativeWEALTH® - An SEC Registered Investment Advisor.