Last Revised 2/14/2017This Terms of Service (this "Agreement") is made by and between eMoney Advisor, LLC, a Delaware limited liability company ("eMoney"), and the consumer customer ("Consumer") of a financial advisor or financial institution who is authorized to use eMoney's Wealth Management System (the "Advisor"). This Agreement sets forth the general terms and conditions of Consumer's access to and use of eMoney's Wealth Management System (the "Service"). Once Consumer accepts by clicking "I Accept" on the Consumer Site, Consumer agrees to all of the terms and conditions of this Agreement.
Securities, managed investments, insurance products and wealth management services are offered through Umpqua Investments, Inc., Member FINRA/SIPC. Umpqua Investments, Inc. is an affiliated company of Umpqua Bank. Umpqua Bank and Umpqua Investments, Inc., share revenue in certain instances.
Ferguson Wellman Capital Management, Inc., a registered investment adviser is not affiliated with Umpqua Bank, but may share revenue in certain instances.
Securities, managed investments and insurance products are: · NOT A BANK DEPOSIT · NOT FDIC INSURED · NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY · NOT BANK GUARANTEED · and MAY GO DOWN IN VALUE
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