SSI offers brokerage services and investment advisory services, mostly to retail investors. When we provide you with a recommendation as your broker-dealer or act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. Should you decide to act upon any recommendations and investment advice as a result of planning information, SSI and its Financial Advisors may benefit directly from commissions and fees.

The tools in Synovus Asset Navigator (“SAN”) are provided for informational purposes. The accuracy of the information in, reports generated by, and any other output of SAN is based on our best efforts. It has not been independently verified and is not guaranteed to or by Synovus Securities, Inc. (“SSI”). The output is sensitive to changes in the law, in market conditions, and in your personal or financial circumstances, and is based upon information, in part, which you provide to us. The reports and the illustrations therein provide a summary of certain potential financial strategies and provide projections based on various assumptions and are hypothetical in nature. We cannot guarantee investment returns. You should consult your tax and/or legal advisors before implementing any transactions and/or strategies concerning your finances.

Any pricing indicated in SAN reports are obtained from sources we consider reliable but are not guaranteed by SSI. The assumed investment rates of return, projected valuations, and projected cash flows presented in the output may not accurately reflect the deduction of any commissions, fees, surrender charges or other compensation or costs.

It is important to compare the information on reports in Synovus Asset Navigator (“SAN”) with the statements you receive from the custodian(s) for your account(s)/contract provider. The information does not supersede the information provided on your custodian report(s). Please note that there may be minor variations due to calculation methodologies.

Past performance represented in SAN reports does not guarantee future results. Market conditions can vary widely over time and can result in a loss of portfolio value. Diversification and/or strategic asset allocation do not guarantee a profit nor protect against a loss in declining markets. Market indices are not managed, and it is, therefore, not possible to invest directly in them.

For more information about our qualifications and business practices, see: SSI-ADV-Partt-2a-Appendix-1-Annual-Update.

Investment products and services provided by Synovus are offered through Synovus Securities, Inc. (“SSI”), Synovus Trust Company, N.A. (“STC”) and Creative Financial Group, a division of SSI. Trust services for Synovus are provided by Synovus Trust Company, N.A. The registered broker‐dealer offering brokerage products for Synovus is Synovus Securities, Inc., member FINRA/SIPC and an SEC Registered Advisor. Investment products and services are not FDIC insured, are not deposits of or other obligations of Synovus Bank, are not guaranteed by Synovus Bank and involve investment risk, including possible loss of principal amount invested.

Synovus Securities, Inc. is a subsidiary of Synovus Financial Corp and an affiliate of Synovus Bank and Synovus Trust. Synovus Trust Company, N.A. is a subsidiary of Synovus Bank.